Opyn is the Italian fintech with more than 10 years of experience, offering three services aimed at businesses and financial institutions: Opyn Universe, Opyn Now and Opyn Pay Later. With Opyn Universe, the company enables financial institutions and corporations to integrate their software as a service and thus include the speed and efficiency of fintech directly within their processes. From Opyn Universe comes Opyn Now, to complement its proprietary technology with digital business lending services on behalf of its customers and partners (banks, asset managers and non-financial firms). With Opyn Now, the fintech has indirectly supported more than 6,000 companies, facilitating the disbursement of more than 1.7 billion loans and establishing itself as a European leader in lending as a service. From November 2022, Opyn launched Opyn Pay Later, the first B2B Buy Now Pay Later service in Italy. The all-in-one technology platform enables it to offer online, in-store and remote installment payments to its customers with maximum flexibility and security. Through its lending as a service, Opyn is able to make a concrete contribution to the real economy and the digitization of businesses.