NMI Payments (Direct Post API)

NMI Payment Gateway (Direct Post API) - Magento 2 extension allows you to take credit card payments through NMI Payment Gateway directly on your Magento 2 website. This extension does not store any card details on the shop.

 Network Merchants, LLC (NMI) payment gateway has the tools and services for merchants to accept almost any kind of payment online. 

Account & Pricing

In order to use the extension, you need to have a merchant account provided by NMI, they will give you the credentials to access NMI Merchant Portal

To see the Pricing Plans, you need to contact NMI team

Also, the extension is compatible with other payment gateways:

Payscape, PayKings, Payline, CXPay, SkypeBank Financial, T1 Payments, Durango Merchant Services, BlueDog, National Processing Payment Gateway, PayCertify, Dharma Gateway, Viking Payments, etc.

How does the extension work

From Backend: The admin enables the extension, sets a custom title for the payment method, puts Secret Key, selects Gateway URL, selects payment action, selects allowed credit card types, selects allowed countries and saves the configuration.

From Frontend: customers can then select the NMI Payment method at the checkout page, enter the card/debit card details and place the order.

Features

• Accepted payment directly from your website. Customers don’t need to redirect to Network Merchants Payment page to make payment.
• Supported many payment gateways based on NMI solution, allow you change the Gateway URL from Magento 2 admin panel.
• Secured by NMI
• Accepts all Major Credit Cards / Debit Cards – Visa, MasterCard, American Express, Discover, etc.
• Supported Authorize
• Supported Capture Online
• Supported Refund Online
• Supported Full/Partial Refund
• Supported Order from Magento Backend
• Supported Order with Multiple addresses
• Allow all Countries or Specific Countries
• Enhanced security with CVV verification
• Protected by AVS (Address Verification System)
• Configure easily in Magento backend
• Test and Live Options
• Supported Multiple-stores
• Compatible with NoFraud connect extension

Test credit card

Visa: 4111111111111111

Discover: 6011601160116611

MasterCard: 5431111111111111

American Express: 341111111111111

Credit Card Expiration: 10/25

Triggering Errors in Test Mode:

To cause a declined message, pass an amount less than 1.00.

To simulate a CVV match, pass 999 in the cvv field  

Security & PCI Compliance

Once the customers add products to cart and proceed to pay using NMI Payments, they are asked to add card details on-site and it will be transferred back to the merchant’s server before transferred to NMI’s server. 

Since merchants do not store or process customer payment information, they will be able to handle more customers. Merchants using the NMI Direct Post API method will be eligible to validate PCI DSS using the SAQ A-EP level of compliance.