Payware Mobile Payments

payware is a universal payment interoperability platform founded in 2019 that enables instant account-to-account (A2A) payments. The platform connects merchants with customers through any payware-enabled mobile payment app, bypassing traditional card networks to provide significantly lower transaction fees (starting at just 0.5%), instant settlement, and minimal fraud risk. payware supports multiple payment initiation methods including QR codes, NFC, payment links, and deep links.

This integration for Magento enables your store to accept payware mobile payments at checkout. When customers select the payware payment method, they are redirected to a secure payment page displaying a QR code. Customers scan this code with any payware-enabled banking or payment app, authenticate directly with their bank, and complete the payment instantly. The extension automatically receives webhook notifications and updates order status in real-time. For mobile shoppers, the extension provides deep link support that opens the customer's payment app directly with a single tap. The checkout flow adds a new "Mobile payments" option to your existing payment methods, and the payment page features a clean, responsive design that matches your store's branding. No customization to your existing checkout templates is required, and all configuration is managed through the standard Magento admin panel.

Account & Pricing

A separate payware merchant account is required to use this extension for Magento. The account must be created separately before configuring the extension.

Sign up for an account: my.payware.eu

Additional fees apply for the payment service. Transaction fees start at 0.5% per transaction with no monthly fees for basic usage. This is significantly lower than typical card processing fees of 2-3%.

View pricing details: payware.eu/en/pricing

For enterprise pricing or questions about account setup, contact: support@payware.eu

Features

• QR Code Payments – Generate secure QR codes for instant mobile scanning; works with any payware-enabled payment app
• Direct Mobile Links – Support for payware:// deep links enables seamless one-tap checkout on mobile devices
• Real-time Status Updates – Live payment status monitoring keeps customers informed throughout the payment process
• Webhook Integration – Secure JWT-validated webhooks automatically update order status when payments complete
• Sandbox Mode – Built-in testing environment with demo credentials; test your integration before going live
• Multi-currency Support – Accept payments in any currency supported by the payware network
• Responsive Design – Mobile-optimized payment pages work flawlessly on all devices
• Multi-store Compatible – Configure different settings per store view for multi-store deployments

Security

This extension for Magento uses a redirect-based payment flow, meaning customers are redirected to a payware-hosted payment page to complete their transaction. No sensitive payment data is entered on or transmitted through your Magento server.

Payment Flow Security:

• Customers are redirected away from your Magento store to complete payment
• All payment authentication occurs directly between the customer and their bank
• No card numbers, bank account details, or financial credentials are collected by the extension
• No customer payment data is stored on your Magento server

PCI Compliance:

Since this extension uses a redirect method and no payment card data is handled, entered, or stored on the Magento server, merchants using this extension for Magento can qualify for **SAQ A** (the simplest PCI DSS self-assessment questionnaire). This significantly reduces your PCI compliance burden compared to direct payment integrations.

Webhook Security:

All webhook callbacks from payware are validated using JWT (JSON Web Token) signatures with RSA public key verification, ensuring that order status updates originate from payware and have not been tampered with.

Bank-Level Authentication:

Payments are authenticated directly through the customer's own bank using their existing mobile banking security (biometrics, PIN, or password), providing strong customer authentication without exposing credentials to the merchant.