FLOA develops innovative Buy Now Pay Later and financial services for consumers and merchants. With customer experience and technological innovation central to its strategy, FLOA is constantly adapting to new consumer payment habits. As a pioneer of payment in 3 or 4 instalments, FLOA has acquired unique expertise in data and scoring. This expertise ensures that all transactions take place under a maximum level of security and also enables us to offer on- and off-line payment processes, differentiated by their ease of use. FLOA already serves more than 4 million individual customers in Europe and more than 15,000 online merchant and point-of-sale partners. As a subsidiary of the BNP Paribas group, FLOA has leveraged its Fintech DNA and the financial robustness of its key shareholder to become a key player in the Buy Now Pay Later sector in Europe. To find out more: www.floa.com