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This extension is in our Payment category. Please remember that it is the merchant’s responsibility to ensure the proper PCI compliance level of their store, as applicable by PCI regulations. The PCI Self-Assessment is one tool you can use when evaluating Payment extensions and how they may affect your PCI compliance level. For more information on Marketplace policies, please review the Marketplace Terms & Conditions.
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Mastercard Gateway

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Overview

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Mastercard Inc. is the world’s second-largest payment processing corporation, providing a variety of payment solutions and services. We connect people, businesses, and organizations across over 210 countries and territories, creating opportunities for more people in more places, now and for the future. This module lets you add multiple payment options to your checkout, enabling secure credit, debit and account payments on your Magento-powered website.

Payments made through this module are processed using the trusted Mastercard Gateway. It securely handles card/account details, following strict legal and regulatory requirements, ensuring a safe experience for both businesses and customers.

We carefully monitor every transaction to catch and stop fraud, making sure your payments are safe and secure. Your sensitive payment details, like card/account information, are handled and stored on servers with the highest level of security certification, that is PCI (Payment Card Industry) Level 1.

With this gateway, you don’t have to handle or store customer card/account details yourself. This makes meeting PCI compliance much easier for your business. You can focus on running your store while the gateway securely processes payments for you. 

Compatibility  

The Mastercard Gateway Magento extension works with these Magento platforms:

• Community/Open-Source Edition

• Enterprise/Commerce/Cloud Edition

For the Magento version, the latest version of the extension has been tested and is compatible only with Magento version 2.4.7.

Mastercard Payment Module Features  

The Mastercard Payment Module is packed with tools to make payment processing easier and safer for your business. Here's a quick look at its main features:

1. Payment Methods - Defines the types of payment options supported, which are:

Card Payments

Easily and securely accept both credit and debit card payments. This feature works with major card brands, making it simple and reliable for your customers to pay.

Google Pay (Supported in Hosted Checkout Only)

With Google Pay, customers can quickly and easily pay on the hosted checkout page. To enable this option, ensure your Merchant Identification Number (MID) is configured for Google Pay. This makes payments smooth and hassle- free, allowing customers to complete transactions with just a few taps.

PayPal (Supported in Hosted Checkout Only)

With PayPal, customers can make payments quickly and effortlessly through the hosted checkout page. To use this option, ensure that your MID is set up for PayPal transactions. Once enabled, this feature provides a seamless and hassle-free payment experience, allowing customers to complete their purchases with just a few simple taps.

Automated Clearing House (ACH)

ACH payments let customers pay directly from their bank accounts through electronic transfers, making bank-to-bank payments easy and fast.

2. Checkout and Payment Integration - These features focus on methods of collecting payment details from customers:

Hosted Checkout

This feature lets your customers enter their payment details on a readymade secure checkout page provided directly by Mastercard. It keeps sensitive information safe while giving your customers a smooth and hassle-free payment experience. 

Hosted Payment Session

This feature lets you customize the layout and design of your payment page to match your brand, while still meeting strict PCI security standards. It makes managing security easier without compromising the user experience.

3. Fraud Prevention and Security - These features enhance security and protect against fraud:

 • Address Verification Service (AVS)

AVS helps prevent fraud by checking the billing address provided during a payment to make sure it matches the one on file with the cardholder's bank. This helps confirm that the person making the payment is the actual cardholder. To use AVS, it must be activated on your MID.

EMV 3-D Secure v1 

EMV 3-D Secure (3DS1) adds an extra step to verify the cardholder during online transactions. This helps prevent unauthorized payments by asking the cardholder to confirm their identity. Before using this feature, make sure it's enabled on your MID.

EMV 3-D Secure v2 

EMV 3DS2 in the Mastercard Gateway, is the latest version of the security protocol, designed to enhance security in online purchases while providing frictionless checkouts to payers who are considered low risk by the Access Control Server (ACS). The ACS determines the risk using information provided by the merchant, browser fingerprinting, and previous interactions with the payer. Please note that this needs to be activated on your MID before you can use it.

Tokenization

Tokenization improves security by replacing sensitive card or account details (like your 16-digit Card number or Bank Account Number or Routing Number) with a unique, encrypted token which is created by Mastercard Gateway and sent to the merchant. This token can be used for future transactions, keeping your card information safe and private. To use Tokenization, it must be activated on your MID.

4. Transaction Management - These features support the processing and management of transactions:

Capture Payments

This feature lets you manually process payments for authorized orders directly from your system. It gives you more control over how payments are handled.

Void Transaction

The void transaction feature lets you cancel an order before it's invoiced or completed. This option is usually available for 'Authorize Only' transactions, where the funds are reserved but not yet charged or billed.

Full Refunds

You can refund the entire amount of the transaction back to the customer's account. This is helpful when a complete order needs to be canceled or returned.

Partial Refunds

This feature lets you refund only part of an order, giving the customer the specific amount they are entitled to.

5. Headless Capabilities - This feature provides headless functionality:

REST & GraphQL API

The Mastercard Magento Plugin connects with Mastercard's Payment Service APIs to help you process payments smoothly. It also supports Headless Magento integration, which separates the front-end and back-end systems. This allows you to easily customize the user experience, whether you're using React, Angular, or another front-end technology.

The Headless Magento architecture, paired with GraphQL, creates a flexible and responsive user interface. This makes it easier to add new features and payment options as they come up, ensuring that your payment solution stays up-to-date and can grow with your needs.

Disclaimer!

Starting from version 2.4.5, the plugin will collect analytics data, including the plugin download count from GitHub and the active installation count. The Active count, Store Name, Store URL, and the Country configured in the Magento 2 Admin page will be captured once the Test Mode is set as No and the API Username and API Password are saved in the configuration page.

Documentation

The official documentation for this module is available on the Wiki site.


Installation of Module

For more information, please refer to the Wiki documentation.


Support

For additional support, please visit the Support Portal.

Technical Specifications

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Seller profile

Fingent Global

Seller contact

E-mail

Current Version

2.4.6

Adobe Commerce platform compatibility

Adobe Commerce (cloud): 2.4 (current)

Adobe Commerce (on-prem): 2.4 (current)

Magento Open Source: 2.4 (current)

Type

Stable Build

Updated

09 May, 2025

Categories

Extensions, Payments & Security, Payment Integration

Quality Report

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Installation & Varnish Tests

Passed

Coding Standard

Passed

Plagiarism Check

Passed

Malware Check

Passed

Marketing Review

Passed

Manual Testing

Passed

All tests were conducted on the latest versions of Adobe Commerce that existed for the compatible release lines at the moment of the extension submission. Latest versions of all other software were used, as applicable.

Release Notes

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2.4.6:

  • Compatible with Adobe Commerce (cloud) : 2.4
  • Compatible with Adobe Commerce (on-prem) : 2.4
  • Compatible with Magento Open Source : 2.4
  • Stability: Stable Build
  • Description:

    Introduced a 'Place Order' button to redirect customers to the Gateway payment page.

2.4.5:

  • Compatible with Adobe Commerce (cloud) : 2.4
  • Compatible with Adobe Commerce (on-prem) : 2.4
  • Compatible with Magento Open Source : 2.4
  • Stability: Stable Build
  • Description:

    - Added PayPal (Supported in Hosted Checkout Only).
    - The plugin will capture the download count from GitHub and track active installations, including Store Name, Store URL, and Country, once the Test Mode is set as No and the API Username and API Password are saved.
    - Resolved an issue where line items were not correctly displayed in the Redirected Payment Page.
    - Minor bug fixes.

2.4.4:

  • Compatible with Adobe Commerce (cloud) : 2.4
  • Compatible with Adobe Commerce (on-prem) : 2.4
  • Compatible with Magento Open Source : 2.4
  • Stability: Stable Build
  • Description:

    Mastercard API upgraded to version 100.
    Added a new "Funding Status" parameter for orders placed through Hosted Checkout and Hosted Session.
    Fixed Minor bug fixes.

2.4.3:

  • Compatible with Adobe Commerce (cloud) : 2.4
  • Compatible with Adobe Commerce (on-prem) : 2.4
  • Compatible with Magento Open Source : 2.4
  • Stability: Stable Build
  • Description:

    Refund added for ACH.
    ACH orders will be processed based on webhooks.

2.4.2:

  • Compatible with Adobe Commerce (cloud) : 2.4
  • Compatible with Adobe Commerce (on-prem) : 2.4
  • Compatible with Magento Open Source : 2.4
  • Stability: Stable Build
  • Description:

    Mastercard API upgraded to version 84.
    Introduced Checkout Form Type – Redirect to Payment Page in Hosted Checkout Integration Model.
    Void Transaction – status updated to “Canceled”.
    Fixed the Pay button amount refresh issue in Hosted Checkout.

2.3.6:

  • Compatible with Adobe Commerce (cloud) : 2.4
  • Compatible with Adobe Commerce (on-prem) : 2.4
  • Compatible with Magento Open Source : 2.4
  • Stability: Stable Build
  • Description:

    Mastercard API version upgraded to 81.
    Module is now compatible with Magento version 2.4.6 p6.
    Implemented a notification feature to alert the admin whenever a new version is launched on GitHub/Marketplace.
    Hosted Session – The VATO option will only be supported when 3DS is disabled.
    ACH will not support the VATO payment option as it does not allow capturing the amount.

2.3.5:

  • Compatible with Adobe Commerce (cloud) : 2.4
  • Compatible with Adobe Commerce (on-prem) : 2.4
  • Compatible with Magento Open Source : 2.4
  • Stability: Stable Build
  • Description:

    Mastercard API version upgraded to 73
    Module is now compatible with Magento version 2.4.6 and higher
    Added compatibility with PHP 8
    Hosted checkout form visibility changed to embedded form rather than lightbox
    Enhanced GraphQL Support
    Minor bug fixes

2.3.1:

  • Compatible with Adobe Commerce (cloud) : 2.4
  • Compatible with Adobe Commerce (on-prem) : 2.4
  • Compatible with Magento Open Source : 2.4
  • Stability: Stable Build
  • Description:

    Added compatibility with PHP 8.
    The module is now compatible with Magento version 2.4.4 and higher.

Support

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The best place to start if you need help with a specific extension is to contact the developer. All Adobe Commerce developers have both a contact email and a support email listed.

Contact Vendor

Q & A

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Reviews

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