AutifyDigital OmniCapital Finance Integration

Omni Capital Retail Finance, part of the Castle Trust Group, is a reputable UK-based finance provider offering straightforward payment plans to customers and businesses. Their services help small to medium-sized enterprises provide financing options that make high-value purchases more accessible, enabling retailers to offer flexible payment solutions at the point of sale.

This extension for Magento 2 seamlessly integrates Omni Capital Retail Finance into your store, enabling you to offer flexible payment options directly at checkout. Whether selling luxury goods, high-end electronics, or furniture, providing retail finance can significantly influence purchasing decisions and give your business a competitive edge. The extension ensures a smooth, user-friendly experience for both merchants and customers, with real-time application updates, comprehensive admin controls, and full compatibility with your existing checkout process.

Features

• Display finance options prominently on product pages, category listings, and checkout to maximise customer awareness of payment flexibility
• Configure minimum and maximum loan amounts, deposit percentages, and finance terms to match your business model
• Set restrictions for finance offerings based on product categories, attributes, sale items, or price ranges
• Receive real-time application status updates via webhook directly within the Magento admin panel
• Automatically update customer shipping addresses from approved finance applications for accurate order fulfilment
• Apply finance directly from product detail pages and cart pages with intuitive popup calculators
• Track finance-related conversions and events using Google Tag Manager and GA4 integration
• Display the required Omni Capital FCA compliance statement in your website footer
• Support for both MSI and non-MSI inventory configurations
• Automatic credit memo creation when finance applications are cancelled
• Automatic shipment creation in Magento when shipment is completed on Omni Capital
• Compatible with bundled products and custom product options

Account and Pricing

An additional Omni Capital Retail Finance account is required, and transaction fees may apply. The account is not created during extension installation. To create an account and discuss pricing, please contact Omni Capital Retail Finance directly. Omni Capital handles any associated fees for providing finance options, and merchants should contact them for fee-related queries. Retailers are responsible for ensuring they have FCA permissions to offer finance through Omni Capital.

Security and Compliance

Automatic shipment creation in Magento when the shipment is completed on Omni Capitaldirected to Omni Capital's application portal. All sensitive data, including customer details and credit information, is handled directly by Omni Capital, ensuring full compliance with security and data protection regulations. No confidential customer financial data is entered into or stored on your Magento server.

The only data passed back to your Magento store is the application status and the customer's updated address information for shipping purposes. The extension uses cookies for specific functions, such as disabling finance options for customers with failed or cancelled applications, which can be configured in admin settings.

Demo

A live demo is available upon request. Please contact omnicapital@autify.co.uk to arrange a walkthrough of the extension on an example Magento store.